Which type of auto insurance should you procure? There are various factors such as the car model, its finance plan, and the current coverage that one should consider. Kansas law recommends automobile owners to have liability, Personal Injury Protection (PIP), and uninsured coverage. Insurance Solutions of South Central Kansas can help you with the insurance process.
Types of Auto Insurance We Offer:
Comprehensive Coverage
This policy covers incidences such as weather damage, car theft, or when a wild animal hits your car. Liability and collision insurances don't include such situations. This makes comprehensive coverage an ideal choice.
Personal Injury Coverage
Personal Injury Protection (PIP) is suitable for every car owner. It reimburses the costs incurred during an accident. Besides, it pays your medical bills and those of all passengers involved in a car crash.
Liability Insurance
It offers protection when you cause an insured car accident. Moreover, we compensate medical bills due to car crash injuries and repair costs incurred when you are at fault in a crash.
However, one should purchase a liability policy that is above Kansas' minimum liability coverage limit. It aids when you cause an accident as you will pay for claims above your policy's maximum limit.
Collision Coverage
Our collision coverage gives back money spent on repairing your car after a covered crash occurs. Besides, in case the vehicle is damaged beyond repair, the coverage can adequately compensate you. It depends on the cars value and your policy limits. Moreover, if you have a new or a luxury car, the coverage may fully refund all losses incurred.
Uninsured Motorist Coverage
Although a driver might have liability coverage, the state might have low insurance requirements which may not adequately cater for all expenses in an accident. Our firm's underinsured and uninsured motorist policy is helpful if you are a victim of a hit and run and much more.
Insurance Solutions of South Central Kansas invites residents around the state to visit or contact our office and speak with an agent about your auto insurance needs. Also, try our online rating tool to get a quote on auto insurance from home. We look forward to hearing from you soon.
Matt McMillan
Farmers insurance agent from 2003-2015.
Founded Insurance Solutions of South Central Kansas in August of 2015.
Graduated from Wichita State University with a BBA in 2002.
