The importance of insuring a home can't be overstated. After all, a house is one of the greatest assets people will ever own. Because of this, homeowners are motivated to hold home insurance in the event of damage or destruction. Fire, wind, vandalism — these are potential threats to homes.
In Kansas, home insurance is not required by law but depending on the area you reside, flood insurance may be. There are designated flood areas that have higher risks of flooding. You may be required to have flood insurance because of this. A flood policy can protect your home and belongings from the devastation of mold, sediment, water damage, and more.
An Extra Coverage
Holding home insurance doesn't mean the house will be protected against all threats. For example, flood damage or destruction is not normally covered under a standard home insurance policy. This is a critical piece of information for anyone wanting to protect their home.
Kansas has had numerous flooding events in recent years. It's not likely that everyone was covered from these disasters. For some people, they found out the hard way. Anyone who is considering home insurance should also consider flood insurance coverage. If they desire flood protection, they should be sure that it's included in the plan.
Homeowners with active plans can revise their current plan to include flood coverage. Another time to revise an insurance plan is when a homeowner makes renovations to the home. Because renovations add value, this added value can be protected under the insurance plan. Although you may not be in a flood zone, a high percentage of flood-related incidents happen to homeowners every year. Floods are one of the leading factors of natural disaster damage in the United States.
The agents of Insurance Solutions of South Central Kansas serve residents all around the state. We can assist you in protecting your Kansas home by offering flood insurance. Contact or visit Insurance Solutions of South Central Kansas to learn more about how we can help you. Our professionals can answer any questions you may have on flood insurance to protect one of your greatest assets: your home.