Life Insurance

A life insurance policy can be used in a number of different ways to protect your loved ones from the dangers of financial struggle when you pass away. It can pay off debt and be used for your children’s future to secure education and other milestones in life. Insurance Solutions of South Central Kansas wants to offer you a variety of options when it comes to life insurance. Here are the two most common.

Term Life Insurance

Term life insurance is a policy that is only in place until you pass away or when the period ends. It can be set in increments of 5, 10, 15, 20, and 30 years and will be active as long as you pay the premiums on the policy. It will be reimbursed back to you in the event you meet the terms limit. Think of this as a way to save money should you not pass before the policy ends. This is helpful for those who have high risk jobs and other risk factors that may endanger their lives.

Whole Life Insurance

This type of policy insures you for the whole term of your life. Upon your death, your beneficiary will be paid out and this type of policy can gain monetary value. You can also split this between multiple beneficiaries and is a great solution to use if you are the bread winner in your family. Also, ask about universal life policies to learn more about whole life insurance options.

Contact us

The agents of Insurance Solutions of South Central Kansas are ready to answer your questions about life insurance. Reach out to our offices to receive a quote and learn how to get started on a policy. We take pride in protecting Kansas families from the untimely passing of a loved one.

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